Saving does not mean that the money in the bank is a saving which is indeed, of course the saving in every respect, but what we mean is that other investments, such as property, gold, shares, and bonds under your name, and be changeable into cash in case of need, are all called saving.
We need saving in preparation of our old age, but also we require saving in emergency such as accident or illness which shall cause us unable to work and saving will assist us to solve any problem which falls upon us unexpectedly.
If a person has no saving, he is a man of poverty. Such a man will be difficult to survive in the society and impossible to build a family. To live a life by the help from government is not a proper human life. We, human, must have dignity and pride in the human society. Without saving, we are just like animals.
To save your money by not wasting in your daily life, slowly you can build up your saving in the bank. How much saving in the bank is not important? The key importance is the philosophy of saving, upon which you can build your life to a beautiful goal lying ahead of you in your future life.